Find out what owning a home in your dream neighborhood, or neighborhoods, will look like before you even write your offer.
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 Find out what has sold, what your new home could rent for if you needed to relocate, and what your mortgage payment would be today ….based on the current market interest rate.

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Cari Pelayo| Realtor & Broker
DRE#01351500
WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY
Take my FREE Book Off – I am not doing that any more….too much money to keep it up!
Owning Vs Renting
  • Let’s end this debate.
  • Find out how you can save thousands of dollars.














Choosing the Right Buyers Agent is Crucial!
Having the right buyers agent is a critical step in the home buying process as it can save you from a lot of hassle and stress.
  • ​ I have helped hundreds of clients in the past and we can help you too
  • My services are free! The seller pays my fees. Remember, the Seller has an agent who has their best interest at heart &  I am here to protect your best interest
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
  • ​Before doing anything else you need to know what you can afford by getting qualified for a loan
  • ​Don’t go house hunting before going mortgage shopping.


Grants and Programs to Help You Purchase Your Home
  • Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home
  • There are a lot of programs and grants out there that can help you purchase your own home.                                 

 Pre-Approval vs Desk Underwriting
Once you find your dream home, we need to make sure you get to move into it.
  • ​Which one can cost you thousands of dollars?
  • ​ Don’t let the wrong documentation cause you to lose you dream home


7 Tips to Maximize Your Credit
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
  • The better your credit score the better your mortgage interest rate
  • Pay your bills on time and keep your balances low

10 Must Not’s when Buying a Home
  • ​Don’t buy a new, car van or truck, when you’re in escrow or you just might end up living in it
  • ​There are various loans and grants to qualify to purchase a home
Get your offer accepted in any market
  • Let’s end this debate
  • Find out how you can save thousands of dollars.


Buyers Vs Sellers Market
  • Understand the type of market you’re buying in
  • Learn  strategies to buying your dream home.


Offer Has Been Accepted, What’s Next?
  • It’s time for Inspections, Disclosures and Appraisal
  • Remember to stay in touch with your lender.

    What are the Pros and Cons of Purchasing a Home?
    • ​   Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
    • ​Con: Maintenance costs; work and money to keep a home in good condition
      What Are Contingencies?
    • Timelines to get things done
    • Inspections, Appraisal, Loan Approval



      Disclosures – What to Expect!
    • ​ Sellers must disclose to the Buyer everything they know about the property
    • Is the microwave broken? Is there a band next door? The Seller must disclose!
    Supplemental Taxes

    • Timelines to get things done
    • ​  Are supplemental taxes separate from property tax? 


    Are you buying Out of Town, Out of State or in a New Area?
    • ​ Work with a professional that knows the area
    • Meet my large network of trusted professionals
    First time Buyer? Get My FREE "First Time Buyer" book!
    This book covers all the aspects of home buying that you need to know about!
    MEET CARI AT CARI4HOMES
    Here's Cari who will help you throughout the entire selling & buying process
    Cari Pelayo | Realtor/Broker
    DRE # 01351500
    WHAT PEOPLE ARE SAYING
    Listen to what some of our past & current clients are saying
    "In every interaction she is honest, professional, and genuine."
     - Mr. & Mrs. Ely
    La County Sheriff Officers
    ©2020 Cari4homes.com

    Cari4Homes with HomeSmart Evergreen is a licensed Broker in the state of California and is a leading authority on Burbank, California area real estate. My love for the communities we live and work in are why I do what I do. Stop by the office and experience the Cari4Homes with HomeSmart Evergreen way of Burbank area real estate.